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September net worth update – Up 3.36%

September ended up being a great month for our net worth. It increased 3.36% and it now stands at a negative $39,625.

As always, you can visit my Net Worth IQ Profile to see all of our debts since I only track credit card debt on here. I also keep track of our savings account balance under the “Other” asset category.

I am very pleased with this increase, although I know a bit of it is short-lived. A big reason our cash is so high is because of a health insurance payment of over $800 (it’s due every two months) + loan at, but even if that money wasn’t included, we’d still have an increase in our net worth for the month.

I often think a month is going to be a tough month, but then somehow things work out. Sure, we’ve had a few months where our net worth decreased, but overall it’s been moving up…up…up. It feels wonderful.

In fact, it feels so good that I want to show the debt monster a thing or two. There’s still that goal of getting our credit card debt under $20,000. Time to review our cash flow to see what I can do 😉

An Extra Bonus

We had an extra bonus yesterday. Wouldn’t you know it… it turns out that we had impeccable timing when it came to clearing out our third bedroom (my home office) and combining it with our bedroom (which left a spare bedroom).

We received a very unexpected call that a friend of ours that lives near the West coast. He was going to be in town and wondered if we could pick him up from the airport. Right away, my husband offered him a place to stay because we now had a spare room!

All I can do is chuckle at the timing. It worked out beautifully. Of course, the airlines were not so cooperative and our friend now won’t be here until later today since one leg of his flight was very late. But, we still can offer him a place to stay while he’s in town.

Life sure works out in funny ways, doesn’t it?…

Deja Vu – credit card debt is under $20,000!

Back in July, I was pretty excited that our credit card debt was under the $20,000 mark. It was a little bit short-lived, because after receiving a total for our IRS debt, I had to increase our debt by over $1,600. It was a bit of a setback, but it fueled the fire to get our debt load back under the $20,000 mark.

Last night, after calculating our net worth, I knew I had to see if we could send more money towards our debt. Our checking account will be pretty low for a while, but I managed to squeeze out some money and our credit card debt is now at $19,990.


The next mark will be $18,807. Why? Once we hit that, we will have paid off half of our credit card debt 😉…